Which of the following statements characterizing U.S. ghettos is/are true? 1) U.S. ghettos were created by design and enforced through racist laws and policies. 2) U.S. ghettos refer to highly segregated neighborhoods in cities, oftentimes characterized by a high concentration of racial minorities. 3) By the 1970s and 1980s, institutional ghettos morphed into jobless ghettos characterized by high poverty and unemployment. 4) All of the above.